Microfinance is a type of banking service offered to people who normally have no access to finance. People excluded from regular banking services are farmers, the poor, and often women. Microfinance has sometimes been called ‘financial inclusion’. However, this is a contentious term because there is still much debate about
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The importance of saving money for old age
As a young person, old age seems like a long time away. When you have a source of income, it can be easy to focus on more immediate concerns like transport expenses, paying for education or even keeping up with the latest technology. It is easy to forget that in
How to establish a seedbank in your community
THE UTILITY OF A SEEDBANK Community seedbanks can empower farmers to use, exchange and conserve plant varieties. This helps to improve livelihoods and food security for the local population. This article will cover the six key steps to setting up a seedbank for your local community. STEP 1: COMMUNITY MANAGEMENT
The uses of microfinance in Africa
Microfinance is a type of banking service offered to people who normally have no access to finance. People excluded from regular banking services are farmers, the poor, and often women. Microfinance has sometimes been called ‚financial inclusion.‘ However, this is a contentious term because there is still much debate about
Free trade and the African market
Countries today are importing (buying) and exporting (selling) goods from each other more than ever before. This is because of an increase in “free trade.” If a country chooses to increase free trade, they are removing barriers that are stopping trade between countries. Types of trade barriers include quotas and
GMOs and Africa’s future in farming
WHAT ARE GM CROPS? Climate change and population growth are making it harder for African farmers to meet domestic and international demand. Switching to GM crops is one of the leading solutions to this production crisis. Genetically Modified (GM) crops have been structurally altered to improve their yield and resilience.
The benefits of public-private partnerships (PPPs) for renewable energy in Africa
These are exciting times for the renewable energy sector in sub-Saharan Africa. Governments are showing a willingness to find sustainable solutions to their energy problems. The technology that lies behind solar, wind, and hydropower is improving very fast. The possibility for growth in the sector is enormous. Hopefully, a large
An introduction to biofuels and their role in Africa
WHAT ARE BIOFUELS? In today’s world of growing sources of , there is a rise in . They are natural sources of energy that come from : living matter. These are sources specifically to be used as fuel such as maize or soybeans, amongst others. Biofuels can be first-generation made
The agricultural potential of Africa
Agriculture and farming is the largest economic sector in Africa making up about 15% of total output. However, Africa has a growing population with a large demand for food. While the agricultural sector is large, there are still many improvements that can be made. African agriculture has the potential to
An introduction to microfinance
WHAT IS MICROFINANCE? Microfinance is a type of banking service offered to people who normally have no access to finance. People excluded from regular banking services are farmers, the poor, and often women. Microfinance has sometimes been called ‚financial inclusion.‘ However, this is a contentious term because there is still
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