Introduction Financial stability is a paramount goal for individuals seeking long-term success. To achieve this, it is crucial to master the art of creating a budget and adhering to it. A budget acts as a guiding light on your financial journey, allowing you to monitor your income, expenses, and savings.
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HOW TO BUDGET
What is the term budget? You must have heard the term budget numerous times whether about government budgets, client budgets, or your budget. A budget refers to anticipated incomes and expenditures for a given period which could be a week, a month, or a year. It allows an individual to
The Advantages of a Bank Account
In 2014, two in every three people in Sub-Saharan Africa did not have a bank account. Since then, more and more people have opened bank accounts. For example, in Kenya in 2017 four in every five people held bank accounts. However, many people still only use cash. Although there is